Privacy Policy
1. Data Privacy Principle
We are committed to absolute data transparency and privacy. Unlike typical financial websites, **our suite of calculators runs entirely client-side (inside your browser context)**.
We do not operate backend databases or remote APIs to transmit, log, store, or analyze the financial numbers you enter. Your home value, interest rate, salary, auto loan term, or compound contributions stay strictly on your local machine.
2. Input Processing & Memory
Any variables and numeric inputs entered into our calculator fields are processed in your browser's local RAM.
- No Server Logs: We do not log inputs or computed monthly payments.
- Local state cache: Amortization grids, chart bars, and report metrics are built instantly using standard client-side scripting and browser canvas renders.
3. Shared Calculation Scenarios
Our tools support query-parameter-based link sharing and scenario cabinets:
- Calculations Cabinet: When you save a scenario to your "Calculations Cabinet", it is stored inside your browser's local storage database (`localStorage`). This data is never synchronized with any remote server and can be cleared at any time by clearing your browser cache.
- Shareable Links: Copying a shareable link appends input states as URL query parameters (e.g. `?homeValue=400000`). If you share this link with others, they will load those exact inputs. This parameter handling occurs entirely in the browser, leaving no remote audit trails.
4. Site Analytics
We value privacy and do not use cookies to track your behavior across other web assets. If we monitor site visitor aggregates, we utilize modern cookieless telemetry frameworks that respect user "Do Not Track" configurations.
5. Contact Information
If you have questions regarding the client-side code structure or security mechanisms of our calculators, please contact us at: